I had a bit of fun with this last night. Which are you most like – Frugal Fran or Spendthrift Sue? I am going to guess that, as you are reading my blog, you are all Frugal Frans! Are you spending too much? If you recognise your poor habits you can stop wasting money.
How can you stop wasting money?
I am always amazed at how much money my friends and colleagues appear to waste during the course of a working day, whilst also complaining about how little spare cash they have. It is fine to spend money like Sue if you have plenty to spare. Personally, I would be in trouble pretty quickly if I lived like that. I certainly wouldn’t be able to put anything aside for savings.
It takes a little more time and effort to be a Frugal Fran, but I feel it is worthwhile if you need to stop wasting money. More cash in the bank and less anxiety about your finances! See you tomorrow.
|Is very organised and puts the laundry on before leaving for work. Uses a brand name laundry liquid as she likes the TV ad (8 pence a wash)||Is very organised and puts the laundry on before leaving for work. She uses the supermarket own laundry liquid as it is cheaper (3 pence a wash). She spends 15 minutes chopping up some beef and veggies to put in the slow cooker|
|Buys a coffee and breakfast muffin on the way to work (about £5)||Has a bowl of porridge and cuppa at home before she leaves for work (about £1)|
|Gets tea and biscuits in the staff canteen|
|Keeps a pack of biscuits in her drawer for when she needs a snack and takes her own teabags and mug to work (a cuppa and 2 biscuits: about 35p)|
|Buys a meal deal at lunch – sandwich, fruit and crisps (£3.50)||Has a packed lunch she made at home the evening before – sandwich, fruit and crisps (£1)|
|Gets a chocolate bar from the vending machine in the afternoon (80p)||Keeps a pack of biscuits in her drawer for when she needs a snack (10p)|
|Feels really tired when she gets home and orders in a takeaway pizza (£14)||Feels really tired when she gets home and is so happy to smell her slow cooker meal as she walks through the door £2.50)|
|Gets the laundry out of the washer and puts it in the dryer (30p)||Gets the laundry out of the washer and hangs it on the airer FREE|
|Perks up a bit and agrees to meet her friends in the pub (£15)||Perks up a bit and invites her friend round to share a bottle of wine (£6)|
|Total spend: £40.18||Total spend: £10.98|