Needs versus wants Recently I had a wardrobe crisis. How come? I have a wardrobe full of things! But I keep clothing for a long time, many items are pretty tatty and I am bored with the others. Most were second-hand in the first place. So I NEEDED new clothes! Obviously, I didn't actually need them. It wasn't as if I would have to leave the house naked. It made me think about the idea of needs versus wants. My wardrobe crisis arrived in the middle of a no-spend January. All the sales were on … [Read More...]
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Frugal Food
Credit-crunch dinners that still taste great
We are all looking to save money on our groceries at the moment. The cost-of-living crisis only ever seems to deepen, leaving hard-pressed families struggling to pay their bills. I have some credit-crunch dinners that I go back to time and again … [Read More...]
Eating gluten free on a budget
I have long extolled the advantages to your budget of meal planning. It saves a lot of money and time, and helps prevent food waste. Having recently given up gluten for health reasons, I have found it doubly important to plan all of my meals to help … [Read More...]
Money Saving
Live debt free on a small income
Sometimes sh*t happens. We lose jobs, become ill, need to take a pay cut, take maternity leave or require a period of unpaid leave from work. It is easy to become overwhelmed by anxiety about money when things get tight. Maybe, like us, you have … [Read More...]
Frugal February: a low spend month
Well, January wasn't a low-spend month for us. I often go for a no-spend start to the New Year, but I knew there were too many purchases we needed to make for it to be feasible. So, instead, I have been aiming for a frugal February! The plan has … [Read More...]
All the Latest
Needs versus wants: how identifying your priorities helps you budget
Needs versus wants Recently I had a wardrobe crisis. How come? I have a wardrobe full of things! But I keep clothing for a long time, many items are pretty tatty and I am bored with the others. Most … [Read More...]
5 ways to deal with debt
This post is written in collaboration with Money Plus Advice. As somebody who lived with low-level debt for many years, I know how disheartening it can be. I used to look forward to pay-day, only … [Read More...]
Don’t believe the hype: 10 marketing ploys to ignore to save money
We are constantly bombarded with advertising and subtle efforts to make us spend more. But when you are on a budget, it pays to be savvy to marketers' clever strategies to get us to loosen the purse … [Read More...]
Live debt free on a small income
Sometimes sh*t happens. We lose jobs, become ill, need to take a pay cut, take maternity leave or require a period of unpaid leave from work. It is easy to become overwhelmed by anxiety about money … [Read More...]
Frugal February: a low spend month
Well, January wasn't a low-spend month for us. I often go for a no-spend start to the New Year, but I knew there were too many purchases we needed to make for it to be feasible. So, instead, I have … [Read More...]