What do you do when you are on a no spend month? Well, luckily I find it easy to amuse myself without spending any money. It has been a busy time at Shoestring Cottage anyway, so I haven’t had time to worry about things to buy. I have had one lapse though….
We have finished stripping off the wallpaper in the living room (well, Mr S did it while I was at work). I have two days off next week and plan to rub down and wash all the woodwork, then paint it all along with the ceiling.
We have leftover paint so intend to use all of that up before we buy any more next month. We have a nest of tables and a cabinet that need painting as well.
There is plenty to do that doesn’t involve buying anything during this no spend month.
Food bills have been pretty low. We can see the bottom of the freezer, which is often very full. This is a good thing as it means food is getting used rather than hanging around going stale.
We have been buying food, obviously. Just trying to minimise our spending by using up what we have.
Bad hair day and a no spend month fail
I have had a lapse during my no spend regime! I really need a hair cut. Every day is a bad hair day at the moment.
Because I don’t want to spend much I have called the local hair and beauty college. I have an appointment with one of their students for next week. It will cost just £10 for a cut and blow dry.
This isn’t allowed during my no spend January but it will be after pay day so I am going with it.
Regular readers will know that I have been known to cut my own hair on occasion. However, this time it needs more specialist attention.
Dave Ramsey debt buster
I recently started reading Dave Ramsey’s Total Money Makeover, not because I am in debt but because I am interested in financial issues. It fascinates me how people get themselves into a financial mess, but even more so, how they get out of it.
I will do a review when I have finished it. In the meantime, I have been watching some of his videos on You Tube. They are interesting and funny! He is often brutal in making sure people are aware of their stupidity in allowing themselves to get so outrageously in debt. At the same time he is supportive and constructive when offering advice to help them out of it.
He makes no bones about the fact he is a right wing Christian. I am neither but I do agree with his basic position that people need to get out of the view that you can have everything you want, right now, whether you can afford it or not.
I find it terrifying how easily people who are already in debt can get into more debt. How youngsters fresh out of university with student loans and a low paying job can get an expensive car on finance. Just how ‘normal’ it is to have lots of credit card debt. Food for thought.
If you aren’t familiar with Dave Ramsey he is worth a look.
What’s hard about a no spend month
It can be boring. If you want to go to the cinema, you can’t. The pub? Not on a no spend month. You fancy some new clothes – this is a no-no. However, you can still watch stuff on You Tube or TV, you can catch up on all those books you have bought and never read. You can take more exercise for free. This post has plenty of ideas. You can have a wardrobe declutter and discover things to wear that you had forgotten you had.
I am forgiving myself my £10 haircut and resolve it will be my one weak moment. How about you? If you are on a no spend month how is it going?