As I write this, it is a beautiful, sunny September evening. The weather has been odd this week - really chilly and wet one day, warm and dry the next. One of my five frugal things should be that I … [Read more...]
Everyday Frugal Habits
As I was chopping up some overripe bananas to put in the freezer this morning, I realised this was just one example of the everyday frugal habits that I do without giving them much thought. They are … [Read more...]
Needs versus wants: how identifying your priorities helps you budget
Needs versus wants Recently I had a wardrobe crisis. How come? I have a wardrobe full of things! But I keep clothing for a long time, many items are pretty tatty and I am bored with the others. Most … [Read more...]
Don’t believe the hype: 10 marketing ploys to ignore to save money
We are constantly bombarded with advertising and subtle efforts to make us spend more. But when you are on a budget, it pays to be savvy to marketers' clever strategies to get us to loosen the purse … [Read more...]
Live debt free on a small income
Sometimes sh*t happens. We lose jobs, become ill, need to take a pay cut, take maternity leave or require a period of unpaid leave from work. It is easy to become overwhelmed by anxiety about money … [Read more...]
Frugal February: a low spend month
Well, January wasn't a low-spend month for us. I often go for a no-spend start to the New Year, but I knew there were too many purchases we needed to make for it to be feasible. So, instead, I have … [Read more...]
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