Do you have goals for 2018? I rarely set any in stone. Usually I have a vague idea of what I want to achieve for the year and occasionally achieve some of it! But the new year is a great time for setting them and here are my goals for 2018.
Redecorate the lounge on a budget
This is one of our main goals for 2018. The sitting room has been looking tired for some time. The cats went through a phase of using the walls as massive scratching post. We kept patching up and painting over the top. Now that they have stopped this particular habit we can strip off the paper and begin again!
We have already made a start on this and will do some more on Sunday. As I have said before, I am on a no spend January so our efforts to date are all about the prep. I will keep you updated on our progress!
Increase our savings
As we don’t want to take on any debt, anything we buy this year will have to be saved for. There are so many things on our wish list. However, if the money isn’t available, we cannot have them!
We put regular amounts aside for expected expenses such as holidays, the car, birthdays, Christmas, etc. However, to give our contingency fund a boost I intend to put any extra earnings into this fund. I have a huge bag of books and DVDs after my recent declutter and plan to sell them on Ziffit. I also have some items listed on eBay, so as they sell I will transfer the money directly into the contingency fund.
Organise a budget holiday
We love going on holiday – who doesn’t? Even when finances are really tight we find ways to have a break. When you have no debt and you work hard, why not?
I pushed the boat out and bought Mr S a two night break for Christmas through buyagift.co.uk. The plan is to go to Norfolk in the Spring. We would like another week somewhere though, so need to budget for that.
Two no spend months
I find a no spend month fantastic for replenishing the bank account and refocusing my attention. When you have made a rule that you won’t buy anything except necessities you begin to notice your particular temptations and tipping points. I am on a no spend month now, as January seems the perfect month be more disciplined with your money. However, I plan to do another no spend month later in the year, probably October.
So far I have only bought the £1 magazine I was featured in and my daughter’s birthday presents (planned for).
We were given tickets to the panto this week but resisted buying refreshments. Instead we took some chocolates and snacks left over from Christmas. It was an adult version of the pantomime and very risqué, but gave us a lot of laughs!
A trip on the steam railway
This may seem like an odd goal for the year, but if you aren’t careful those things you always intend to do never happen. Mr S has had a yen to visit the Norfolk Steam Railway for years! We plan to go as part of our two night trip to the county.
Two yoga workshops
I have mentioned in the past that I am a qualified yoga teacher with the British Wheel of Yoga. To keep up my skills, learn from the best and stay inspired I try to attend regular events. This year I plan to go to at least two yoga workshops. These aren’t free, however, so I need to include them in the budget.
In an ideal world I would attend a weekly class. However, I have other priorities for my money, and can do yoga at home for free!
Clear out the attic
This is a huge job that we have been putting off forever. However, there is so much stuff in our attic we have forgotten what half of it is. We clearly do not need most of it so, as I am currently in declutter mode, a lot of it needs to go. Some will be donated to the charity shop and some will be sold to help increase the contingency fund.
I once lived in a house where we stored so much stuff in the loft that the ceiling plaster started to crack! I am keen to avoid of re-run of that particular episode.
Finish blog revamp
I changed the look of the blog several months ago now. However, one of the tasks I need to complete is to reduce the number of categories so that readers can more easily find subjects of interest to them.
This is a huge job as I have over 2000 posts! It means going through each of them to re-categorise. I have done a lot of work on this over the Christmas break but I intend to finish it as soon as possible. When I have even 10 minutes to spare I am working on this.
New front door
Our front door and frame are in very poor condition. In the winter, you can feel the draught whistling through! Even though it is a double glazed door, it is very old.
We are going to start looking on Facebook Marketplace and eBay to see if we can find a used one. This will have to wait until later in the year to be fitted though as most of our time and resources are going to go towards the lounge project.
So, those are my goals for 2018. There is nothing life changing here but it is good to focus my efforts. What are your goals for 2018? Are you clearing debts, saving for something in particular or aiming for a new career? Please share to inspire the rest of us.
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