Small victories 😀

Time to sort out the patio pots


I had a great eBay day on Thursday. I made three sales but one of them was for £120! If only I could do one of those a week I would be sorted. I hope to sell some more as it’s a double bank holiday weekend and the weather is a bit rubbish. I intend to hit the boot sale on bank holiday Monday to see what other treasures I can search out to resell. You can read about my eBay experiences here and here.

We also managed to book a holiday to celebrate Mr S’s big 5-0 this year (don’t tell him I told you!). We have been searching for a good deal for ages and we finally found one. It pays to shop around. Oddly, the all inclusive price was cheaper than the bed and breakfast option so we went for that. Majorca, here we come!

I have never done an all inclusive resort type vacation before. It will be an experience, I’m sure. Mr S loves a bit of sunshine. We used Teletext Holidays, which was weird as I didn’t know they existed. They seem to have some good offers.

Campanula for the old sink complete with sticks and logs to keep the cats off


We have been cracking on with the gardening, spending at least 3 or 4 hours out there each weekend to keep on top of it all. I have said it before – too much garden, too little time! I love it though. I get so absorbed in what I am doing that I forget about anything else. It is so good for a person’s mental and physical health.

I sowed some pumpkin seeds yesterday. The courgettes and tomatoes are coming up in the greenhouse, as well as hundreds of little seedlings in what we hope will be our new wildflower area. I sorted out some of the pots on the patio and Mr S did loads of cutting back and weeding.  We are planning to do a bit more as it’s a long weekend. 

So, small victories! What about you?

Frugal achievements 

Although March wasn’t a no spend month as January and February were, it was a low spend period. I am forever trying to make my money go further in many small ways. There is nothing life changing in this list, but every little helps! Here are some of my steps towards frugality for March:

Listed and sold several items on eBay

Took cuttings from our unusual multicoloured wallflowers – free plants!

Made a cake as a gift for my parents

Saved some old wine by freezing it in ice cube trays for cooking

Made chicken stock from old carcasses.

Reduced the amount of sachet food I give the cats and increased their dry food (cheaper and better for their teeth).

Took advantage of the Aldi super six offers to buy butternut squashes for soup at 49p each. This should cover our work lunches.

Sowed tomato seeds for the greenhouse. These were free Heinz seeds my daughter picked up! Should be interesting.

Sowed courgettes and broadbeans.

Purchased a lovely pair of curtains for our upcoming redecoration of the lounge. These were from eBay in great used condition for £20.

I think I must also have saved money over the course of the month by not eating sugar. This was much easier than I anticipated. I broke the sugar fast with a slice of lemon drizzle cake yesterday. However, I still intend to keep my consumption of refined sugar very low. I feel better for it!

It is a glorious day here and we have been using the green gym in the garden, i.e. digging and weeding! So I am saving more money and getting my exercise for free! Have a great week.

How to save money on clothes

I wasn’t surprised to read in Good Housekeeping that the average UK woman spends around £600 a year on clothes. I know quite a few who spend a lot more than that! I was quite shocked to find in the same article that women’s wardrobes also contain around £300 of clothes that never get worn. I addressed this in my Great Wardrobe Challenge post a few months back. 

I don’t spend anything like this amount. Last year the items  I purchased new were as follows:

 One pair of leather boots, reduced from £60 to £14.40.

Several vests in assorted colours from Primark, about £15.

3 long sleeved black tops, also from Primark, about £12.

A Wallis top, my one extravagance, bought with a 20% discount for £25.

One pair of black suede loafers, £20.

Some socks and underwear, around £25.

Mr S also  bought me a pair of Next jeans as part of my Christmas present, but I won’t count those towards my total.

A blue lace blouse from eBay, £6. 

I honestly can’t remember buying anything else new. I did make several second-hand purchases, including some tops, skirts, a cardigan, shoes and more jeans from charity shops and boot sales. I would estimate I spent about £40 on these, so a grand total of £111.40. I never look like a tramp – I’m sure my friends would tell me if I did 😀. If you need to save money you can easily do so by hitting the boot sales – the time to do this in the UK  is right now! Boot sale season is underway.

The article also said that families are spending more than ever before on their children’s clothes: an average annual figure of almost £800 per child! I was fortunate in that mine were more than happy to wear used clothes and hand me downs, and never demanded expensive designer brands. Now that they are all independent they all buy far too many clothes in my view, but are still savvy bargain hunters!

We also all sell items we no longer use on eBay if they are in good condition.

If you are trying to budget and save money, first take a long look at what you have. If you don’t wear it, sell or donate it. Then consider what you actually need. Don’t buy stuff just for the sake of it, even if it is secondhand. Consider quality used items of clothing rather than new. If you have to buy new, take advantage of the sales. 

It is also worth checking eBay for new items. I wanted a Zara coat a few years ago. It was £120 in the shop but I found  exactly the same one for £70 brand new. The same with some leather Hotter boots. £135 in the catalogue: I got mine for £50 online!

Finally, look after your clothes and footwear. I keep mine for years. I don’t launder them every time I wear them unless they are actually dirty as they diminish with each wash, and I keep my shoes and boots clean and polished. 

How much do you spend? How do you save money on clothing?

Such a perfect day

Happy Mother’s Day to all the mummies out there! It was a gorgeous spring day here today and I was desperate to get out and do some tidying up and to plant some little shrubs we picked up in B&M last weekend. They are quite good for plants. They don’t have a huge range but what they do have is very reasonably priced. We decided on a hebe and an azalea. At £4 each they were a massive bargain.

Whilst we were out fighting with the weeds, cutting stuff back and mowing the lawn, my daughters were making a delicious roast beef lunch. We were so ready for this after a few hours in the garden. We had it with a £5 bottle of cava from Lidl and strawberries for pudding. They even cleaned it all up. Fantastic! What a lovely bunch of girls.


Mr S found a very pretty Portmerion tea set in the charity shop on Friday for £25. We looked on eBay and found the teapot alone going for £75! This lot has to be sold on as we could make a handy profit. I should start getting up early and perusing the bootsales soon to see what else I can find to sell on. This could be a useful bit of extra income. 

We went to visit Mum and dad yesterday. He is quite frail and tired still but this isn’t surprising as he has undergone a serious bit of surgery. It’s hard to keep him out of his garden on a sunny day but we need to for now. I will try to get round to help in the week.

What could be better than sunshine, fresh air, exercise, home cooked food and family? It was a perfect day to set me up for a busy week. Mother’s Day or not, I hope you had a super Sunday.

Making money and saving it too

I spent the whole evening listing clothes for eBay last night. Quite a boring task but hopefully my efforts will prove fruitful. I currently have 40 odd items for sale 😀.

Dinner was chicken wings marinated in a bottle of Nando’s sauce that appeared from nowhere – I think my darling daughter must have bought it and it was forgotten about in the back of the cupboard. In my opinion chicken wings are very under-rated. There may not be lots of meat on them but what’s there is very flavoursome. Great value too. We had them with a baked sweet potato and some salad for a thrifty dinner. The marinade was nice but it would obviously be cheaper to make it yourself.

It was a gorgeous day here in Essex yesterday. I wish I had known it would be then I would have got the laundry outside before I left for work. I love to see it hanging out there, and it’s so much better than having airers all over the house. Today doesn’t look promising so it is indoors. Roll on spring! 

I refuse to waste money buying and running a dryer. People  are forever asking me why I don’t get one. Firstly, there is no space in the kitchen, secondly even the AAA rated ones cost a lot to run and thirdly not having one is better for the environment. I managed to raise three kids without a dryer so I think I can carry on without one now they are grown up. I swear I am considered rather eccentric to take this stance! 

What about you? Are you a line dryer or do you rely on the tumble dryer?

Save-it Saturday 

I took Mr S’s coin collection to use the Coinstar machine yesterday afternoon. Despite all the comments about how I could avoid the 10% service charge, it is still the most convenient way for me to cash it up as it’s hard to get to the bank during their opening hours. However, if I had realised that he had put so much silver in there I would have taken that out first! He had £10.40 in 20ps! 

I came away with over £34 to spend on the week’s grocery shop. I actually spent £45 in all in Asda, but the £13 that I cashed in from my own penny collection meant that our pennies paid for the lot 😀. We will keep throwing in our coppers and small value silver coins and use whatever we collect towards Christmas. 

I made a frugal favourite for dinner last night – my version of cottage pie. I like to fry the mince up with lots of veggies (in this case celery, mushrooms and carrots) and cover with a mix of mashed potato and swede, with some grated cheddar to give a yummy topping. Cheap and filling food that doesn’t take long to make.

I had to pop to the post office before it closed to post a couple of things I had sold on eBay so that was another £30 for the pot. My daughter had a mega clear out of her wardrobe as well. She has so many clothes crammed in her bedroom I don’t think she knows what she has. I went through to see what could be listed on eBay and what needed to go to the charity shop. She had one top that still had the label! She is her mother’s daughter when it comes to money much of the time but clothes are a weakness. She does buy a lot secondhand though thankfully 😀. I will try to get some listing done in the week. (Incidentally my post How to Make Money Selling on eBay has proved one of my most popular so I have given it a page to itself 😀).

It was a beautiful day yesterday  and pottering around listening to Joni Mitchell and getting myself organised put a smile on my face. I am hoping today will be equally lovely and warm so I can get outside. I hope you have a lovely Sunday!

Save money, save the planet

I wrote this blog post in my first year of blogging in 2013, when I had no readers! I thought it was worth revisiting 😀.

Happily, lots of things that save you money are also good for the environment. Simply consuming less, wasting less, holding onto things for longer, repairing rather than replacing, buying second-hand, etc, will give you a greener lifestyle. Getting off the treadmill of working more to buy more stuff pays dividends to the state of your bank balance and the planet – not to mention your sanity!. There is so much you can do to get a warm green glow…

Don’t waste food. Plan your week’s meals and then go shopping with a list. Stick to the list!!! Watch your portion sizes too. This will help your waistline as well, so double bubble.

If something stops working get out the manual to see if it is something simple. Look on the Internet to see if there are any suggestions. Get a quote for repair.

Likewise, repair your clothing and get your shoes mended rather than throwing them away.

If you need to replace an expensive item check Freecycle or Freegle first, then the noticeboard at the local shop, eBay, charity furniture shops, etc. If you really need to buy new, look at as many reviews as possible and buy energy saving devices – they are cheaper to run.

If you have a garden, make your own compost. Don’t throw peelings, apple cores, teabags, eggshells, etc in the bin. Mix them with your garden waste and compost them. Save as much as possible from going to landfill.

If you like crafts check out websites like Pinterest. They have a whole section of ideas for recycling and upcycling. I spotted some fabulous planters made from old tyres and also brilliant Christmas tree decorations made from old lightbulbs.


Eat less meat – firstly, it is expensive and, secondly, according to Donnachadh mcCarthy in his excellent and informative book ‘Saving the Planet without Costing the Earth’, one acre of land can produce 30,000lb of carrots but only 250lb of beef. Also 15% of methane, a gas that contributes to global warming, comes from farm animals.

Let your garden be a bit untidy – don’t waste money on chemicals, and create a wildlife friendly garden. Gardening costs very little, is good exercise and a great stress buster.

Grow some of your own food! I can’t afford to buy organic in the shops, but everything from the garden is chemical free. Packets of seeds cost just a few pounds and produce masses of delicious vegetables.

Use vinegar and bicarbonate of soda to clean your house. It is extremely cheap, plus do you really want your home to be full of chemicals?

Buy large containers of washing up and laundry liquid. This produces less plastic waste and usually works out cheaper.

When you need new items for your home, buy second-hand. Most of my furniture, curtains, bedding and rugs has come from the charity shop, eBay and auctions. If you are a creative sort you can shabby chic a solid piece of furniture and make it a work of art.

Forget nasty chemical air ‘fresheners’ and plug ins. You are literally inhaling pollutants! If you want fresh air, open a window.

Insulate your house – check to see if you are eligible for any grants. Your energy supplier should have information on this, or try the Energy Saving Trust.

If you exercise, try to resist the urge to buy energy drinks and bottled water. Invest in a sports bottle and fill it from the tap.

Train your family to turn off lights, PCs, TVs and DVD players. Don’t leave items on standby.

Don’t buy clothes that need to be dry cleaned. This is expensive and the dry cleaning process uses toxic chemicals.

If you like to read, use the library or buy second-hand from the charity shop or online.

If you have a baby check out reusable nappies rather than disposables. This saves so much money!

This one will separate the greenies from the dark greenies! Consider using washable sanitary towels or perhaps a Mooncup instead of tampons.

Keep a scrap paper box. The back of junk mail letters and the envelopes they come in are good for list writing!

Re-use wrapping paper.

Save water – if you are on a water meter this makes financial as well as economic sense. Shower instead of bathing, but put the plug in and use the ‘grey’ water to water your plants in the garden.

If you buy fruit in the supermarket, save the plastic bags it comes in and reuse them as sandwich bags.

Keep your accelerator foot light and save petrol. Boy racers must all live at home with their parents – once they have to pay their own rent and bills they may slow down a bit…

These are just a few ideas. There are so many other things you can do once you start to think about it. I would love to hear your suggestions.

How to make money on eBay

I have mentioned before that I make extra money selling on eBay – mainly clothing, but anything that comes my way that might make a few pounds as well. In addition to selling our old unwanted stuff, I actively buy in order to sell on. It is quite a bit of work, but can be a nice little earner. Here is what I have learned.

People will pay a lot for secondhand designer items

Certain brand names sell well and, as long as they are in good condition, they can command a very good price. Brands such as Karen Millen, Phase Eight, MonsoonLipsy and Jane Norman all sell well.

Give a good description

You need to provide a detailed description of the item you are selling, but be honest. If there is a small stain on the hem or a pull to the fabric say so and provide photos. This will avoid battles with disgruntled customers if the item isn’t as they were expecting.

Take some good pics

A decent photo really does speak louder than a thousand words. People cannot try items on or feel the fabric so will be reassured to see several good shots from various angles. If you are going to sell clothes on a regular basis it is worth investing in a hanging dummy. I bought mine from eBay for around £8 (some examples are here. Dress them as they do in the window displays in the shops. Make dresses ‘fit’ with a few pins and add some jewellery.

Grab attention with the heading

Your title is also important. Think about what key words people might use to search for particular items. Make sure they are spelt correctly too! Include the brand, colour, style, size and if it is new, say so. I bought a Karen Millen dress from eBay for £4.50 – it didn’t sell because the photo was dreadful and the heading was ‘Lovely Dress’. Nobody was able to identify it as a gorgeous designer dress so mine was the only bid. I later sold it on for £25.

Research prices

It is worth looking at how much similar items sell for to try to establish a good price for whatever you are selling. If you’re not in a hurry you will get more for an item if you sell it at a fixed price – I tend to do this with higher end designer clothing. If you want to sell it quickly go for an auction,  I tend to choose this option for items that are worth less than a tenner. Sometimes the prices you get still take you by surprise!

Set reasonable postage prices

Don’t be greedy with postage – customers aren’t stupid and will be put off bidding if you are charging £10 P&P for an object that will only cost £3 to send. I usually weigh the item and check the Royal Mail price finder to get guidance on costs, then add a little extra for packaging. For heavier or bulky items it is worth checking out Collect Plus as it is often cheaper. I would recommend sending using recorded delivery if the item is expensive. Even if you send by standard post, always get proof of postage in case the parcel goes missing, as you can refund your customer and get a refund from the Royal Mail to keep everyone happy.

Pack well

Take a bit of time to pack items carefully. Make sure you use lots of bubble wrap and a decent box if you are posting anything breakable. When selling women’s clothing I wrap it in coloured tissue paper and pop it in a matching plastic envelope. Again, I buy these from eBay as I have found this to be the cheapest place for packaging materials.

Include a little message thanking the customer for their purchase. Ask them to leave you positive feedback if they are happy with the item or to contact you before leaving negative feedback if not so that you can try to resolve any issues. If you are selling regularly, it is worth getting business cards printed with this message. I got mine quite cheaply from VistaPrint, but there are lots of companies offering good deals on these.

The power of feedback

If a customer is not happy with the item for any reason, don’t argue. If you want to make money selling you need good feedback and it’s not worth risking that by quibbling over a return. In addition, if you buy on eBay be sure to leave reasonable feedback for the seller. I would never leave bad feedback unless the seller was obnoxious or unreasonable in some way and I hope buyers are the same (they aren’t always, but I have only had one customer leave me bad feedback – completely unfairly!).

Good timing

If you are selling by auction think about your timing and schedule your posts to end at peak periods. For example, it is better to time your auction to end on a Sunday at 8pm when people have time to browse rather than on a Monday at 10 am when they are all at work! eBay has a scheduling feature for this purpose.

Sell overseas

Don’t be afraid to sell abroad. I have seen so many adverts stating that sellers will only post within the UK. Why? If you are going to the Post Office anyway it is no more complicated to post abroad. You can use the Royal Mail Price Finder for this too!

Buying to sell on

I felt a bit like Del Boy from Only Fools and Horses when I first started doing this, but I soon got over my discomfort when I realised that eBay could seriously help my budget. It is only what antique and collectible dealers have been doing for ever – buying and selling and taking a cut where they can!

Whilst you are feeling your way selling on eBay, I recommend you don’t spend too much on buying stock. Boot sales are brilliant places to find bargain items to sell on. You often see brand new items with the tags still on for just a few pounds. I got a gorgeous new Monsoon dress in pristine condition with the tags in place for £1!! I would have happily paid five or even ten pounds for it. I later sold it on for £30.

As mentioned previously, I have purchased items cheaply on eBay itself because I knew I could present them better and sell them on for more. This can be a risk; if you are buying from sellers who aren’t savvy enough to do a good presentation they may also be vague about the condition of the item. I bought a dress for £6, another Karen Millen number, which was absolutely filthy when it arrived. Dry cleaning is expensive so I risked the fabric on a delicate wash and it came up as good as new, but it might just as easily have ended up in the charity bag.

Charity shops often know the value of high end brand names so aren’t always good places to find good stuff to sell on. Occasionally you will find some great stock though. I went into a hospice shop and they were selling all their dresses off for £4 each. I filled up three carrier bags! I know that some people feel uncomfortable making a profit from charity shops, but I don’t. I buy so much from them I think I support their causes, and sometimes they need to move their stock on to make room for the next lot.

It is also possible to get some superb bargains at the end of the sales in regular stores and sell them on at profit. Mr S’s sister does this regularly. She has a great eye for the styles that will still be in demand when they are no longer available in store, and has found that sometimes people are prepared to pay more than the original retail price.

I know others that have found objects on Freecycle and sold them on. This is where I draw the line. It goes against the whole ethos of giving something for free to stop it going to landfill in my view and means the sites can be awash with greedy dealers.

So, that is my experience of selling on eBay in a nutshell, which I hope you will find helpful. I am sure I still have much to learn, so please feel free to add your helpful hints and tips!

 

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Designer labels? Only if they are in the charity shop

We have had a lovely last morning in Wales going round the RSPB Dyfi Osprey project just outside Machynlleth. There were cameras trained on the osprey chicks as they were fed sea bass by their parents. They are six weeks old now and will be flying soon. You can see them on camera at http://www.dyfiospreyproject.com


We also saw a few common lizards looking for some sunshine as we walked along the boardwalks over the wetland areas and lots of tiny finches. There was even what looked like a red squirrel, although one of the staff said it was a young grey. It looks red to me!

Next stop was the charity shop in Machynlleth where I picked up some real bargains, including a Karen Millen top with the label on (saying £99) for £4! Who spends that much on a top and then doesn’t bother to wear it? Someone with more money than sense I guess. I also bought two Phase Eight dresses, a Monsoon skirt, an M&S sequinned dress and navy work skirt and a lovely wool blanket. Everything bar the Karen Millen top cost £2 each. If anything doesn’t fit or I don’t like it I will put it on eBay and make a profit. I don’t feel bad if I do this – a girl has got to make ends meet and I do give the charity shops a lot of my spare cash.

We will have a meander this evening and get the car packed and head back to England tomorrow. I could stay here forever! We will be back 😀.

Making extra money

This is the time of year when many people realise how much they spent over Christmas and in the sales and start to rein in their spending. If you have maxed out your credit cards or have an overdraft it can feel even more of an anticlimax than usual. The Christmas spirit has vanished in a puff of receipts!

 If you have strained your bank balace with an excess of festive cheer, how can you fill the black hole in your finances? I have done a lot of the following in the past and still do some to keep the wolf from the door. I saved money for Christmas so I no longer experience that feeling of dread when I check my bank statement, but I like to keep my finances as healthy as possible throughout the year.

 Here are some ideas:

 If you have a spare room, advertise for a lodger either on-line or locally. Request a deposit and a couple of week’s rent in advance.

If you don’t want a lodger full time, see if you have a language school nearby. We have taken in foreign students from all over the world for 2-3 weeks at a time (and even 6 months in one case), earned money and thoroughly enjoyed meeting young people from different countries. Some students wish to stay for up to a year.

www.airbnb.co.uk gives you an opportunity to rent out your spare room on a bed and breakfast basis or even your whole house. You can offer this for any amount of time, from a weekend to a fortnight.
For all of these, the Government’s Rent a Room Scheme lets you earn up to a threshold of £4,250 per year tax-free letting out furnished accommodation in your home. See Direct.Gov.UK/rent-room-in-your-home for full details.

Do you have any skills that could make you extra money? If you are a graduate, perhaps you can tutor children in your chosen subject, or offer a course at an Adult Education Centre. If you are great at hair and beauty, make a portfolio and offer your services for proms, weddings and special occasions. Are you fantastic at DIY, dressmaking or gardening? There will often be people willing to pay for these services, and many appreciative customers for a good reliable cleaner, ironer or dog walker.

Many people make a useful second income direct selling at parties. These have moved on from Tupperware; you can sell makeup, candles, kitchenware, clothes – even sex toys!

How about direct selling? I used to push my toddler round the estate in her pushchair selling Avon cosmetics. there is also a company calle Betterware which sells kitchen and home equipment door to door.

Could you rent out your driveway? If you live near to a city centre, an airport, sports stadium or train station, you might be able to make extra cash in this way. Take a look at www.justpark.com and www.parklet.co.uk to name but two.

Recycle your old mobile phone. There are a multitude of sites on the Internet that claim to pay you cash quickly whether your phone is working or not. However, you may get more for a modern phone in working order if you sell it privately.

If you are a gardener, you could sell your extra plants from your front garden.

Sell your unwanted clothes and other items on eBay, Gumtree or Depop.

If you are crafty, you can sell your creations on Etsy.

 Whatever you decide to do, try to find something that you enjoy. It can feel like a hard slog otherwise, especially if you already work full time. How do you make extra income?