As Christmas approaches, we are keeping the belts on a tight notch. We want to avoid unnecessary expenses and spend less.
Spend less on entertainment
It’s lovely to meet friends and go to the pub or cinema, but even just a couple of drinks out costs a lot these days. Instead, we will invite friends round for a glass of ‘vin du supermarche’!
It is possible to get cheaper cinema subscriptions from time to time through cash back sites like Top Cashback (who currently have £11.97 cash back for a Cineworld subscription) or Quidco, but we are already paying for Netflix, so will make the most of what’s on there and stay in.
Spend less on food
I have planned all of our meals for this week and will sit down tomorrow and do the same for next week.
Saving money on food is all about preparation in my view. Make a meal plan based on what needs using up, write a shopping list, use a discount supermarket and don’t shop when you are hungry.
We only have spinach and pumpkin left on our veggie plot but have a lot of frozen fruit and vegetables so I will be building some into the meal plan.
Spend less on toiletries
I never spend a lot on high end cosmetics and toiletries. I am not short of much as I got my recent beauty bargains. If I do run out I will go to Home Bargains. I am a fan of this shop. There is a great choice and everything is superb value for money in my view.
Spend less on hair care
I have mentioned this in previous posts, but I always touch up my own roots and sometimes even cut my own hair. I will be giving it a little trim and will save the trip to the hairdressers until next month.
Spend less on clothes
I would love to splurge on clothes, but I’m not even going to allow myself any charity shop stuff this month. I bought a couple of things from my favourite online fashion retailer Everything Five Pounds last month so I don’t need anything desperately. Maybe it is time for another wardrobe challenge? Wear it or get rid of it!
Spend less on travel
Driving is by far the cheapest way for me to get to work. Otherwise I would need to take two buses. This would also cost a lot of my precious time! However, I will try to reduce other journeys by using shops en route and walking locally.
I love autumn and really enjoy walking anyway. This week we are dog sitting for friends, so no reason not to walk.
Spend less on fitness
This is my plan to spend less for the whole of the rest of October and November.
In other news
We are enjoying our dog sitting this week. The house is beautiful, the dogs are lovely and they have a hot tub! I don’t know if I would ever be prepared to buy one, but it’s lovely for a change. It feels like we are on holiday!
The reverse advent idea I mentioned in a previous post has already begun at work. We already have a lot of contributions so I think we wil need several boxes. Other colleagues have taken up the idea, which I’m very pleased about.
I can look at how to spend less, but it is good to be reminded that other folk have things much harder and can’t spend anything at all.
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