On the Up

imageI was just driving into work enjoying the sun and the fact there wasn’t much traffic because it is the school holidays here. Quite cheerful for a Tuesday morning, and better than I was feeling a few months ago.

My finances are usually pretty much on a knife edge, but they were getting worse. I lost child benefit, maintenance and tax credits when DD2 went off to university, then I found out I was getting a pay cut. I did have some moments when I was very low, but being generally positive I knew I had to find ways to bring in some extra income.

Now the plan appears to be coming together! Having two months of paying no council tax has helped – it is paid over 10 months and you get February and March ‘free’. My new yoga class is doing well now and I have had two language students. Tonight we have someone coming to check us out from an agency which places students on a longer term basis with host families. They stay up to a year and attend the local school. Having another teen in the house suits me better than getting an adult lodger, which was the original plan. I am hoping we will get someone from september.

So, times have been tough but things are definitely looking better. I will be able to make my mortgage payments and loosen the belt maybe one notch


0 thoughts on “On the Up

  1. Sue

    I love your positive attitude. Sometimes it’s hard to be positive but it does seem to move things forward if you can keep in the mind set.

    1. ChickenladyJane Post author

      Mr S will tell you I am not always positive and have had moments of almost overwhelming panic. (He has been a gem.) But panicking achieves nothing – positive baby steps forward do 🙂

  2. gill

    Lack of money can be so draining, I’ve been there many times (and like you my finances are always on a knife edge). But taking positive steps to bring in some extra cash can really lift your mood; I’m skint this month following a car repair bill for £550-eek…but this week I’ve listed lots of things on eBay which will give my bank account a boost. I know a few people who take in students and they find it a great way to supplement their income. I grew up in the 60s and we always had a lodger, my Mum was very resourceful and we were fascinated when a new lodger moved in!