Category Archives: Money Saving

Need to save money? How about a no spend week?

no spend week

Beautiful Wrabness

Yesterday kicked off our latest no spend week. Earlier in the year we did a couple of no spend months. We only spent money on essentials such as food and petrol (plus the usual household bills, of course).

As well as being helpful for the bank balance, not buying anything is strangely liberating. Setting myself strict limits on what I can purchase takes away any temptations! There are no internal debates on whether I can afford something, I am just not buying it because I am on a no spend period. I get on with enjoying stuff that is free and using what I already have.

Why we need a no spend week

no spend week

Life’s a beach

As we have had a lot of expense this month,  a no spend week is a good idea and will take us up to pay day without going overdrawn or dipping into the reserves. 

The rules are the same as for no spend months.  We will only spend money on essentials.  Next week we shouldn’t need to spend anything at all, not even on food. We have plenty in the cupboards that needs to be used so it will be an eat from the larder week. We have milk, bread, cat food, tea bags and petrol, as well as plenty of food in the fridge and freezer.

A day out for free to kick off no spend week

no spend week

Mr S takes a dip

Yesterday we had a free day out in the sunshine, bar the cost of the petrol. We had to drop my daughter at a friend’s in Mistley for a barbecue, so we drove across to Wrabness after for a walk on the beach and a swim. The water was so calm, clear and warm, we could have been on the Mediterranean somewhere.  The beach huts at Wrabness are rather luxurious – more like chalets than beach huts really and it looks as if people are allowed to sleep in them. I bet they cost an absolute fortune! But we took some drinks and snacks and spent no money at all. Days out don’t need to cost an arm and a leg, especially when the weather is so hot. We are very lucky to have so many beautiful coastal areas within half an hour’s drive.

 

Is anyone else on a no spend week (or month)? Do you do regular no spend days? How do you motivate yourself and what do you do to stop yourself spending?

Five Frugal Things I have Done this Week 16th June

Five frugal thingsI haven’t spent too much this week, in preparation for next week. This will be strictly NO SPEND. I intend to buy nothing except essentials. I won’t even be doing a food shop, apart from cat food, loo roll and some vegetables. It has been an expensive month overall, so I need to do at least five frugal things every week!

Frugal thing no. 1

I popped into Sainsbury’s after 9 pm one evening to check out the yellow stickers. They didn’t have much that I wanted but I did buy some reduced mince and some bread. There is no point in purchasing yellow sticker items if you then waste them! Both have been frozen. I find that my freezer is essential when it comes to money saving, not just for freezing bargains, but also leftovers, batch cooked meals, poultry carcasses for making stock, left over bread for puddings and breadcrumbs, the fruit and vegetables that we grow in the garden and home-made soup.

Frugal thing no. 2

I have listed a ton of stuff on eBay and Facebook and sold 5 items this week. A nice gent came out to take the old cross trainer that has been sitting unused in the shed for 2 years. I let him have it for free so it didn’t generate any income, but it did save me the petrol and hassle of getting it to the tip! He was very happy with it. Generally, I am finding Facebook is more useful that the local Freecycle group at getting rid of stuff lately and easier to use. Selling on eBay is becoming a regular in my five frugal things round up!

Frugal thing no. 3

We have been carefully tending our veg patch and greenhouse. It has needed watering most days as it has been so hot and dry. The watering and weeding is paying off now. We have black and redcurrants just ripening and should have courgettes and broad beans ready for next week. That will bring the shopping bill down. I love eating our own produce!

Frugal thing no. 4

When I was a polling clerk the other week I carefully kept the cardboard backing and excess paper from each book of ballot papers. This caused some amusement and bemusement amongst my colleagues, but I explained that they would come in handy for writing notes and shopping lists. They really have. This week I used a couple of them to write my meal plan, the shopping list and a to-do list for darling daughter, who has been at home a lot. I hate throwing things away when they could be useful!

Frugal thing no. 5

We needed to find a good deal on the house insurance. I did some research on the internet to find a company that would be happy to insure us for buildings and contents even though we have a lodger. A surprising number won’t consider it although I got some very high quotes from a couple of companies who were happy to. However, the best deal was with Quote Me Happy. It was quick and easy as it was all done online instantly. They allow up to 6 lodgers. I am happy with just the one! it is always worth shopping around.

I am getting a bit of frugal inspiration for my no spend week by re-reading How I Lived a Year on Just a Pound a Day by Kath Kelly (my affiliate link). I intend to add this to my Frugal Bookshelf next week. Such a great book! I borrowed it in paperback form when I originally read it years ago, but now Amazon have it on Kindle for only £2.08. Bargain!

I’m linking up with this Cass, Emma and Becky in this week’s ‘Five Fabulously Frugal things I’ve done this week’ linky. Check out their five frugal things!

Why you Should Make a Meal of Leftovers

LeftoversI was shattered when I got home from work yesterday, so I was happy to have a quick and easy dinner planned. Jacket potatoes with leftovers from the freezer; in this case some bolognese sauce and/or beef casserole. It may sound an odd combination but it was filling and tasty. A can of Smart Price sweetcorn ensured at least one of our five a day. With a little planning it is so easy to make a meal of leftovers.

How to make a meal of leftovers

I rarely throw food away. Even small amounts of mash or veg can be frozen to use to thicken soups and stews. Wrinkled apples make an excellent puree to mix with yogurt or serve with custard. Bread pudding is better made with stale bread (and I use the crusts). I also whizz up slightly stale bread into breadcrumbs and leave a bag in the freezer – you never know when you might need these. If yogurts are getting near their use by date I freeze them – when the kids were small I would put a lolly stick in the bottom of small fromage frais pots for a treat on a warm day. If I roast a chicken I usually deliberately get a larger one than I need and turn the excess into curry or make a creamy chicken pasta sauce. The carcass goes back into the freezer and when I have a couple I make stock.

Ignore best before dates

I ignore best before dates (and frequently buy from Approved Food, which sells food near or past its best before date at a hugely reduced price. In addition, I use my eyes and nose before chucking anything out that has a use by date. If you use my referral link I will earn a small commission.

I shop with a list and always have at least a week’s meal plans, so I don’t buy food that won’t be used. I do a regular stock take of my fridge, freezer and larder to see what needs using up, then plan meals around what is there. If I am working late, my plan will take that into account and I will either throw a meal together in the slow cooker or defrost something from the freezer. This way I am never tempted to get a take away when I get home late and tired. We will also eat something healthy.

I never guess how much rice or pasta to cook – I always measure 3 ounces of pasta and 2-3 ounces of rice, depending on how hungry we are. Sometimes I cook too much on purpose so that I can take some for lunch the following day.

Love Food Hate Waste

It is shocking what people throw away, not just because it is a waste of money, but because it seems immoral to be so cavalier about food when so many people in the world don’t have enough. There is lots of information, guidance on how to avoid wasting food and recipes at Love Food Hate Waste.

If you have stale bread to use up, here is my favourite bread pudding recipe, from my trusty and ancient Cranks Recipe Book. They don’t sell this fab book any more but Amazon has the one below, which according to the reviews has a fab selection of classics from the original (disclaimer – this is an affiliate link).

Spiced Bread Pudding (I always double up this quantity – it gets scoffed very quickly)

Stale bread, 8 oz (225g); half a pint of milk (284ml); mixed dried fruit 4 oz (100g); grated butter 2 oz (50g); brown sugar 4 oz (100g); mixed spice 1 tbsp (15ml); 1 egg; 4 tbsp milk (60ml); pinch of ground nutmeg

Break up the bread and place in a mixing bowl with the milk. Leave to soak. Add the dried fruit, butter, suga and mixed spice. Beat well. Whisk together the egg and milk and add to the bread mixture. Turn into a greased shallow ovenproof dish, level the surface and sprinkle with ground nutmeg. Bake at 180 C (350F/Gas mark 4) for about 45 minutes, until set (in my fan oven 35 minutes will do). Really delicious!!

There are more ideas for how you can make a meal from your leftovers, here, here and here.

 

Why are you always broke? How to change your spending habits

Why are you always broke?

‘I don’t know, I hardly buy anything!’ Some people are broke because they genuinely have very little money coming in each month. Maybe they live on benefits or have to support a large family on the minimum wage. However, in my experience there are many people out there who claim they have no money and can’t save who have decent jobs and salaries. Perhaps you have the cash, but need to change your spending habits to get you on track?

I knew a woman who lived in a large house with two family cars and sent her children to private school. She told me she never had any money and they were struggling. The pleas of poverty did not ring true, even when she once had the debt collectors at her door. It doesn’t take a genius to see that her lifestyle was too extravagant for what would to many of have been a fantastic income! Her spending habits weren’t in line with the money she had coming in. She was more concerned about keeping up appearances than she was about the state of her bank balance.

Ask yourself some tough questions about your spending habits

So, before you say your money never lasts and you have no savings ask yourself these questions to identify your spending habits:

Could your accommodation be cheaper? This is likely to be your biggest monthly expense. If you have over extended yourself buying or renting it will hurt. Could you move to more modest accommodation or rent a room out?

Can you travel more cheaply? Cars are a huge expense. If you have more than one car consider whether at least one of you could take public transport instead. Could you downgrade to a motor scooter or cycle? If you need your car you can find out about cheaper motoring here.

Could you holiday more cheaply? I hesitate to say give up on holidays, although many people do enjoy the odd ‘staycation’. However, if you go skiiing every winter and to Disneyland each summer you will need a very full wallet.  Could you invest in a tent for some cheaper camping holidays instead? Some of our most enjoyable family vacations have been under canvas.

Do you have money to burn?

Do you smoke? I have little sympathy for people who literally burn money whilst putting their good health at risk. Nuff said!

Do you insist on buying everything new? From clothes to furniture, whatever you need you can almost certainly buy secondhand if you really want to save money. And reusing can help save the planet!

How much do you spend in pubs/restaurants/cinemas/theatres each month? If you are in the pub three times a week your bank balance will feel the strain.

Do you enjoy a regular takeaway? How much would you save if you knocked this habit on the head and cooked from scratch instead? Even if you don’t waste money on take outs, do you use a lot of convenience food?

A passion for fashion?

Do you love a brand name? If you can wean yourself off designer clothing (or at least buy it secondhand) you will save yourself a packet. When you are in the supermarket, try some supermarket own brands – the big names make you pay for all of their advertising and fancy packaging.

Do you have too many clothes? If you buy a new outfit every time you go out the answer will be yes. Take the wardrobe challenge and then see how else you can save money on clothes.

How much does it cost you to look that great? There are so many ways to waste money on hair care and beauty products and treatments, but if you are short of cash you probably don’t need to get hair extensions or your nails done every month and could knock the designer perfumes and makeup on the head in favour of some cheaper versions. See here how you can be beautiful on a budget.

How often do you use your expensive gym membership? If you don’t use it then cancel it ASAP! If you are a gym bunny and there every night then good for you, but could you get it cheaper elsewhere?

Do you have hundreds of TV channels you never watch? You could save a lot by switching to a cheaper package or cancelling it altogether and investing in a Freeview box.

Time to change your spending habits

They are obvious questions really but people are very good at sticking their heads in the sand. Don’t be an ostrich. If you live from pay cheque to pay cheque and have no savings but you walk around in designer gear then you know why you are always broke! Have a good look around the site to see how you can change your spending habits. Start here, which gives lots of tips on how to save money.

(First published February 2017)

Meal planning and how it saves me money

The pros of meal planning (there are no cons!)

There was a time long ago when I never considered meal planning. I would wander around the supermarket grabbing things that looked tasty and with only a vague idea of what we already had at home. This lack of meal planning lead to the following scenarios:

I came home with too much food for the week and it got thrown in the bin.

Items I already had were bought again and added to the stockpile, some of which would also end up in the bin.

Insufficient food was purchased and we ran out halfway through the week.

I forgot to buy items that we actually needed to make the meals I was vaguely planning as I went along, such as pasta or rice.

I had to return to the supermarkets mid week when I then got distracted by stuff I hadn’t actually gone in for and spent more money than I intended to!

It only takes a few minutes

Sound familiar? I am sure we have all done this from time to time. I have found that spending 10-25 minutes each week meal planning and writing a shopping list really pays off and saves me a lot of time and money.  If you need to reduce you food budget, I guarantee that you will when you start meal planning.

I go through the fridge, freezer and cupboards first to see what we already have and to ensure we have enough staples like pasta, tinned tomatoes, teabags, potatoes etc. Our meals are planned around what needs using up first. I frequently discover that I don’t need to buy as much as I thought at this point!

Where to find inspiration

I use my large shelf of cookery books for inspiration – and the Internet, of course. If you type in ‘what can I do with cabbage/bacon/ chorizo’, etc you will have a list of helpful suggestions for meals using them.

Today, I have a bag of sorry looking carrots in the fridge. The potatoes from last week are starting to sprout. I have two peppers. I also have some apples that are turning brown in places but are still usable. These will be built into my menu planner for the next couple of days so that I don’t waste them.

In the freezer I have some fish that I bought in the reduced section last week and for some reason I have masses of frozen spinach.

I also know that we are out one day and that I will be eating alone one night so I will factor that in.

This week’s menu looks like this:

Here are the recipes for Saturday’s carrot salad and Friday’s Spaghetti cheese casserole.

I have written the shopping list so that I only purchase what I need for the week. Now I’m off to Lidl!

Are you into meal planning and, if so, what are you eating this week?

 

Beauty on a Budget Revisited

In The Art of Being Gorgeous on a Budget  I touched on the subject of frugal style and beauty, so I thought I would explore this subject a little more.  I know you can spend a fortune on looking good, but I know many women who look gorgeous without breaking the bank. Just because you are frugal it doesn’t mean you have to be frumpy. Taking care of yourself makes you feel better mentally as well as physically but you don’t need a huge beauty budget. So what is the art of beauty on a budget? Here are some ideas to help you save money.

Dilute your shampoo – or give it up!

budget beautyMost of us use more shampoo than they need. But it is possible to use a bit less by really soaking your hair and then using shampoo diluted with water. Some people give up washing their hair altogether. This ‘no poo’  concept has many devotees, who say giving up shampoo and all hair products leaves their hair looking better than it ever did when they piled on the chemicals. There is a very interesting article, plus details of what you can use instead if you don’t fancy giving it up immediately, here.

I save money by cutting my own hair. I have done it for myself and my daughter. Hers is so long it is easy to trim the bottom and add a layer. Mine is slightly trickier, so I keep it trimmed in between hair cuts so that I visit the hairdresser less frequently and spend less.

Very dry hair can benefit from a hot oil treatment. You can buy these pretty cheaply or make them yourself for an even more budget friendly hair treat. Coconut oil is good, as is olive oil, but almost any oil will be beneficial. Just warm it gently, smooth it through your hair and wrap it in a warm towel. Leave on for about 20 minutes, then shampoo off.

Face masks

My daughter loves a good face mask. She buys them really cheaply from places like Poundland, Home Bargains and Superdrug. However, she also makes her own. She likes this one, which is supposed to help clear spots and acne:

1 teaspoon each of oatmeal, runny honey and plain yogurt.

Just mix together and smooth over your face, avoiding the eyes. Leave on for 10-15 minutes then rinse off and use your usual moisturiser.

I prefer the non chemical home made version to the packet stuff!

There are many other DIY personal care products that you can make for yourself very cheaply.  I mentioned that you can use bicarbonate of soda to clean your teeth the other day, but you can also make a minty toothpaste with it. I have found a recipe to try here.

Boost your eyelashes

Another frugal beauty tip that my daughter swears by is castor oil for making her eyelashes grow. She dips an old mascara brush into a £2 bottle of the stuff and uses it most nights. I didn’t really see how this could work, but apparently it is a thing. I found an interesting article on how it works here. It also works on your scalp hair and eyebrows! Incidentally, this article also recommends castor oil as a remedy for dandruff and stretch marks.

Money Saving Expert

A really great place to find cheap beauty and make up deals is  Money Saving Expert. A current deal offers a set of nail polishes for £29 from Nails Inc that would usually cost about £105, a nice gift for someone I think – or for yourself!

Use your gifts

How many times have you been given boxed sets of smellies only to stick them in the back of the cupboard and forget about them? Get them out and use them up. If you really don’t like them, then re-gift them and buy yourself something you do like with the money you save.  I always drop big hints as Christmas approaches for lovely body  butters or Lush products that I wouldn’t usually buy myself.

Drink more water

Nothing is cheaper or easier to improve your health and appearance than drinking water. Wrinkles show more on dehydrated skin and drinking lots of water flushes out toxins and improves blood flow, so your skin will look better.

Get more sleep

I am the worst for going to bed when I need to, yet I look and feel so much better if I get my 7-8 hours a night. You can get away with less foundation and concealer when you’re not hiding the bags under your eyes!

This is a big subject!! I shall return to it. What are your best tips for beauty on a budget?

Five Fabulously Frugal things I have done this week, 2nd June 2017

Another week gone, and a muggy one at that. It has been expensive in some ways,  I have a lot of family birthdays in May and June. So I need to at least achieve five fabulously frugal things!

Frugal thing no. 1

Last night I did a small shop in Lidl. We didn’t need that much as there is a lot in the cupboards, but I did intend to splurge on some steaks and salmon as we have a family meal tonight for my daughter’s birthday.

I was pleased as I found some marinated salmon with Lidl’s orange 30% off stickers, so bought a couple of packs along with a reduced chicken, some mince and a couple of the chicken Kievs as an easy tea for my daughter, who works shifts. Unfortunately no reduction on the steaks but I only needed two of those. I was surprised at the total as I was in a discount supermarket and had done quite a small shop for the week. I checked my receipt and – get this – the cashier had charged me £26.70 for a box of six eggs!! Because she was too busy chatting to her colleague rather than concentrating on the job in hand she somehow hit x30 after the price. Sigh! It’s a good job I am on the ball.

They cannot be serious!

Frugal thing no. 2

I remembered the amazing deodorising properties of bicarbonate of soda to combat my kitchen bins. They had become a bit ripe in the heat, especially the food waste one. It has so many uses that every home should have a big bag for frugal cleaning, personal care and getting rid of smells. I blogged about this yesterday.

Frugal thing no. 3

On Sunday I went to the boot sale. I got some great finds to resell. I am doing quite well at the moment and it is a really useful income stream for me. This prompted a blog post on How to Present clothes on eBay. So many people go to the trouble of listing items but the photos are so poor potential customers can’t really see what is on offer!

On a similar note, I met up with fellow blogger Faith Archer on Saturday in Hadleigh in Suffolk. Faith runs the More With Less blog. We had a tour of the lovely charity shops in Hadleigh and I bought a top for work and a couple more items that I will list on eBay.

Frugal thing no. 4

I mentioned my darling daughter has a birthday today. She asked for a jacket from Nasty Gal (no, I hadn’t heard of them either!) so I checked on Top Cash Back to see if they were on there and they were – with a generous 8.4% cash back on purchases. I only recently signed up with this site and have made just three purchases. I already have £34.50 on my account! This is a good habit to get into when making online purchases I think. If you join using the link above I will receive a small referral fee.

Frugal thing no. 5

Ages ago I mentioned that I had bought a copy of Gardener’s World Magazine because it had a 2 for 1 card on hundreds of open gardens around the UK. We have used it once but used it again for a return visit to the beautiful Helmingham Hall in Suffolk. As well as getting money off the entrance price, we packed a good, frugal picnic and a flask.  I have so far saved £16 by using this card; well worth the cost of the magazine!

I’m linking up with this Cass, Emma and Becky in this week’s ‘Five Fabulously Frugal things I’ve done this week’ linky. Check out their frugal achievements this week! What frugal things have you done?

 

The amazing power of bicarbonate of soda

Yesterday it was a warm and muggy day. As I walked into the house after work I was hit with a most unpleasant pong. The bins! Both the main kitchen bin and the food waste container seemed to be fermenting in the heat. Yeeeuch!

Magic white powder

I immediately reached for the bicarbonate of soda (baking soda). If I had remembered to sprinkle some of this magical powder into the bins before I put in new liners, they wouldn’t have been so smelly. I have done that now!

We always keep a big of tub of bicarbonate of soda handy as it has so many uses as a cleaner and deodoriser, as well as for making the odd muffin, of course! it is incredibly cheap for something that is so versatile.

I use wood pellets in the cat litter tray as it is better at absorbing smells, but I also sprinkle baking soda  in the bottom of the tray. It makes a huge difference.

It is good for getting rid of nasty odours in the fridge too; just leave a small bowlful at the bottom and it will help neutralise the smell.

Use bicarbonate of soda for personal care

Because of its deodorising properties, bicarbonate of soda can be used under your arms. I sometimes buy a solid deodorant from Lush that is mostly made of bicarb – and it really works! You can dab it straight onto your skin with a flannel.

It is also great for smelly feet when used in this way. Alternatively, a couple of teaspoons left overnight in stinky shoes or trainers will neutralise those nasty niffs!

I’m not a fan of this, but you can also use bicarbonate of soda to clean your teeth. Just dip your toothbrush in and brush! There are recipes online to make a more palatable minty toothpaste with it.  It can also freshen your breath if you mix a teaspoonful in a small glass of water and gargle.

Half a cup of soda in your bath will clean and soften your skin. Add a few drops of essential oil and you can abandon the bubble bath.

Gentle and effective cleaning

Bicarbonate of soda is well known as an effective and gentle household cleaner.

Use it as a scouring powder on dirt and stains pretty much anywhere in the house. Sprinkle it on a damp sponge and give surfaces a good scrub – it isn’t harsh so won’t scratch them. Tip it down the plug hole with half a cup of white vinegar to alleviate smelly drains then use it to scrub the sink!

Soak dishes with dried on food in a bowl with a couple of tablespoons of bicarbonate of soda before hand washing or placing in your dishwasher. This also works on tea stained mugs.

Sprinkle baking soda onto smelly sofas, rugs or carpets, leave for half an hour or so then vacuum. It is especially good at getting rid of pet smells.

If you have heavily soiled laundry, try add half a cup of soda alongside your washing powder or liquid. It will also brighten light coloured items.

I love bicarbonate of soda because I don’t like a houseful of chemicals. I like to keep things simple! I also try to avoid a lot of unnecessary products and packaging.  But mostly, I love bicarbonate of soda because it is cheap!

I have just ordered a 1kg bag from Amazon for £4.74 including delivery. It works out even cheaper if you purchase a 5kg tub. Please note that if you click through via either of the images above and purchase something I will earn a small commission.

This month’s achievements in our frugal garden: May 2017

As we head towards the end of May, it is time to look back at our  achievements in our frugal garden.

It is always hard to accomplish exactly what we want in the garden. We both love getting out in the fresh air to plant, cut back and keep it looking tidy. Time is limited because we have to do that boring going to work thing! If only we could stay home and tend our garden it would be our little piece of paradise!

We also don’t have endless cash to spend. This can be frustrating as we know what we would like but can’t always justify the expense. But it’s easy to have a frugal garden as well as a beautiful one if you are creative and put in some time.

Managing our time

This year, we decided on a little and often approach. Rather than being intimidated by the amount of work to do in the garden and waiting until we have lots of time to do it, we have been focussing on one task at a time. Weeding a single bed, cutting the hedge, sowing the vegetables, etc. We might only spend an hour or two in our garden over a weekend but it makes all the difference. Even 10 minutes in the evening helps.

Seeing the fruits of our labours (literally in the case of the redcurrants) encourages us to do a bit more. I might pot up a few plants after work, Mr S will whip round with the lawnmower, etc or attack the weeds on the patio.

Flushed with success

Yesterday it was a boiling hot day but I was determined to sort the greenhouse. It needed to have some compost dug in and the tomatoes, chillis and cucumbers planted. We were sweating like pigs by the time we had finished but it’s all done. A heatwave wasn’t perhaps the best time to choose for this task!

I managed to pot up half of my geraniums, purchased as plugs when they were on sale in Wyevales recently. Because they were cheap we ended up buying loads. These will make a lovely display. I will finish the others over the next couple of days. Little and often!

Ways to save money: growing from seeds and cuttings

To save time and money we are focussing on planting flowering shrubs in the beds. We have grown some of these from cuttings, such as beautiful wallflowers and spreading geraniums. They fill a space in no time and cost literally nothing. Others have been purchased very cheaply in places like B&M, Home Bargains, Lidl and Aldi. These stores are also good for bags of compost at very reasonable prices. We  grew sweetpeas from seed and these are beginning to grow in pots up wicker frames that I picked up for a fiver.

Look in the reduced section

We managed to find trays of violas and pansies for just a pound each recently on the reduced section at the garden centre. These are all over the place now and looking fabulous. It is often worth looking as the reductions are often substantial and you can coax plants back to their best with a little love and attention.

Growing your own food in the frugal garden

It’s a win-win. A pack of seeds costs a pound or two and you can use half and reseal the pack for the following year. You can have top quality fresh produce on your plate ten minutes after it has been picked!  We have cut down a little this year but the veg patch still has rainbow chard, broad beans, runners, courgettes, pumpkins and Jerusalem artichokes. We haven’t grown stuff that will be cheap in the shops. This, on top of the produce in the greenhouse, should save a lot of money over the summer and give us some exercise too.

What have you achieved this month in your frugal garden? Do you find it saves you money or do you spend a fortune in the garden centre?

Frugal Friday 26th May 2017: How has your week been?

Frugal Friday is a good day to think about this week’s frugal accomplishments. I returned home from holiday on Tuesday to find quite a bit of food sitting around – darling daughter didn’t appear to have eaten much whilst we were away! I hate food waste. There was a lot of fruit hanging about so I thought I would tackle that first.

Frugal Friday achievement no 1: Banana loaf and fruit salad

We had a large bunch of black bananas that I couldn’t just dump. I considered putting them in the freezer to make something later, but I decided to bite the bullet and use them up straight away. I also had quite a few oranges and a bag of walnuts, so it had to be Delia Smith’s super frugal  banana and walnut loaf. The recipe asks for lemons as well as oranges, but since I had none I just doubled up on the oranges. You only use the peel in the recipe so I shredded that then cut up the fruit to make a fruit salad with some grapes and apples that needed using. I made two loaves, one to eat now and another for the freezer.

Frugal Friday achievement no 2: Excellent value on holiday

Fabulous pic of the Caves of Drach taken by Mr S!

Our holiday turned out to be excellent value for money so I can add that to my Frugal Friday list. Because we went fully inclusive we barely spent anything. We did have a delicious meal in a restaurant for Mr S’s 50th, however. It was a beautiful place overlooking the port on a gorgeous sunny evening. The food was excellent quality and well worth splashing out on. We also had a trip to the Caves of Drach in Porto Cristou. They were truly stunning and I highly recommend them if you ever visit Mallorca. Other than that, we had a very relaxing time, walking, swimming and sunbathing (oh, and eating and drinking far too much!).

The hotel very kindly delivered a bottle of fizz and two glasses to our room for Mr S’s birthday. We saved this for the following day and sat decadently drinking it on the beach!

We had to catch the coach to the airport at 7.30 am on Tuesday, so we shot into the restaurant first and grabbed some coffee and breakfast and also made up some cheese and ham rolls to have on the plane with some fruit. Well, we were fully inclusive and our frugal tendancies got the better of us!

Frugal Friday achievement no 3: A frugal shop

As I said yesterday, I restocked a few things in B&M, as they are excellent value for money. I nipped into Sainsbury’s too for some Lactofree milk and yogurts as they aren’t available in Aldi or Lidl. It would save me so much money if the discount supermarkets stocked Lactofree products. I plan a bigger shop once I have used up what we already have in the fridge, freezer and cupboards.

Frugal Friday achievement no 4: excellent eBay sales

I was very pleased that I sold several items whilst I was on holiday. As my daughter was at home and works shifts, she was able to package them and take them to the post office for me. I have done the best ever in my 60 day total. I hope to list some more things at the weekend.  This is a really useful extra income stream for me.

So, this is my frugal Friday, and this is what the cat thinks of it all!