That light bulb moment….when you can finally give up waking in the night worrying about money, when you realise that you can take control of your finances, pay off your debts, save for the future. You can live a good and happy life on less than you think, you can get off the consumer treadmill and you can live more simply and healthily and not feel deprived.
I spent many years in a state of some anxiety about my finances, just about scraping by. Then I decided to get a grip, to embrace and enjoy a more frugal lifestyle, wasting nothing, making do and mending, growing my own food and cooking healthy and nutritious meal for less, buying second-hand and making the most of every penny I have. There are so many ways to save money once you start: we save in the garden (here and here), when buying clothing (I am a veritable second hand Rose and proud of it!), when motoring, when travelling, eating out and for family entertainment.
I have also explored ideas to make extra money. Read about how I have done this generally here and on eBay here. I have even explored more extreme money saving recently, cutting my own hair and my brave daughter’s!
I don’t need a millionaire’s bank balance and I don’t want a high stress city slicker lifestyle. But I do want my own house, to eat well, to have days out and holidays and to provide for my family. Living a frugal lifestyle helps me to achieve this because it is like giving yourself a pay rise. There are more money saving ideas here and throughout my blog.
So, where to start if you need to make some changes and improve your bank balance? Find out first if you are a Frugal Fran or a Spendthrift Sue, then read Fifty Ways to Save Money Now to get the basics.
I am a full-time working mum of three daughters – just one still at home and she will soon be off to university. I hope my frugalness and penny-pinching ways have rubbed off on her so that she survives on her student loan! My frugal partner in crime is handyman extraordinaire, Mr Shoestring. We have three cats and live in an ex local authority semi in Essex, Shoestring Cottage – not really a cottage, but we have a large garden and nice neighbours and we love it.
I am fortunate to have a job that I mostly enjoy, and I also teach yoga in my spare time (not that I have much of that!). I wish it all paid more but that’s life. So, until that elusive lottery win arrives, we will carry on doing what we do.
Whether you are trying to clear debts, struggling to get by or saving for a particular reason, I hope this blog provides some inspiration!